Best Retirement Destinations -The Independent Authority On Where You Should Retire

Community Finder

What are you looking for?
in	State/World Region Outside USA Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming District of Columbia City/Country
by	Lifestyle Golf Beach & Waterfront Living Island Rental & Seasonal Active Lifestyles Culture & Arts Assisted Living Ski & Snow Luxury Living Price Range Under $250,000 $250,000-500,000 $500,000-1,000,000 $1,000,000-3,000,000 Above $3,000,000 Property Type Condo Single Family House Town House

Search News

Featured Communities

Amica at The Balmoral Club Amica at Douglas House Ford's Colony Williamsburg Albertville Mountain Falls

Andalusia at Coral Mountain Brevard Properties testinguser 465 Boulevard de la Gappe

Member Login

Forgot Password? | Register

Retirement Savings Rate Held Steady: Fidelity

http://www.reuters.com, March 03, 2010

Americans kept their retirement savings rates steady in 2009 as the economy recovered slowly and a rallying stock market helped boost the overall value of their accounts, a study released on Wednesday shows.....

read full story...

My wife is always chiding me that I spend too much time working and not enough keeping up with friends. "You'll be sorry when you retire and don't have anyone to do things with besides me," she warns. I hate to say it, but she's right. It's easy to assume retirement planning is all about the bucks, but nonfinancial issues matter too.

Just as they are contending with massive gaps in their operating budgets, states and localities must also deal with a $1 trillion deficit in public employees' retirement benefits' funds, a new report found.

A new law that lets high-income investors convert traditional individual retirement accounts and 401(k) plans to Roth IRAs is generating a lot of business for mutual fund companies — and baffling many investors.

Small-business owner Marcia Duhart never thought retirement would be relaxing — but she didn’t think it would be exhausting either.

Saving for retirement could soon get easier, but perhaps also riskier, for many low- to middle-class workers.

North Carolina’s premier retirement community receives perfect scores on
its last two inspections.

When you withdraw money from your IRA before age 59½, you usually have to pay a penalty. But there are a few ways to crack your nest egg early without paying the usual 10 percent early withdrawal tax. Large medical bills, education expenses, and a first home purchase are among the Uncle Sam-sanctioned ways to spend your retirement stash.

Facing a tricky balancing act of keeping the housing market alive while protecting its eroding balance sheet, the Federal Housing Administration's new policy changes help ensure that most American home buyers still have access to government-backed mortgages with just 3.5 percent down. The steps—which include increasing fees and boosting minimum down payment requirements for borrowers with very low credit scores—are intended to rebuild and insulate the agency's capital cushion, which has eroded alongside falling home prices. But while the FHA insists they will help strengthen its balance sheet, the changes are extremely accommodating to borrowers and should have little—if any—bearing on the FHA's ability to supply the housing market with mortgage credit.

How much should I save for my retirement? The quick answer is this: more than you think.

The harsh fact is that you usually must have both saved and invested more than you believed you'd require in a variety of stocks, bonds, funds, metals and other commodities, in order to lead a comfortable life in retirement.

The financial crisis dealt a huge blow to U.S. retirement savers' 401(k) accounts -- a hit from which many investors have yet to recover despite the market's rally -- and now lawmakers and others are pushing for new retirement-plan rules and policies.